Driving up the Cost of Insurance
Wednesday, April 30th, 2008 By Marc KilmerIn an indication that Republican legislators’ disdain for the free market extends not only to lending but also to health care, the Ohio House unanimously passed another health insurance mandate yesterday. This mandate forces insurance companies to cover costs associated with cancer clinical health trials.
I’m not questioning the merits of clinical trials and I do not necessarily think that insurance companies should exclude coverage of them. However, I do not think it is proper for government to force insurance companies to cover them. Mandates of this sort drive up the cost of insurance and play a large role in making health insurance unaffordable for some Ohioans.
If people want to purchase a policy that in return for costing less does not cover clinical cancer trial coverage, they should have the freedom to do so. Your legislators, however, want to force you to pay more for insurance even if you do not want this particular service covered. When looking for an answer as to why some people cannot afford insurance, look no further than your local legislator.
Tags: Health care
May 6th, 2008 at 12:19 pm
[...] Just as Ohio can learn something from Florida regarding education choice and taxes, it can also learn something from the Sunshine State about health care reform. The Florida legislature just passed a bill that would allow a “no-frills” health insurance policy to be sold in the state. These policies would be much cheaper than other policies because they would not include a variety of politically-motivated mandates, such as the kind Ohio is adding. [...]